[vc_section][vc_row][vc_column][heading text=”OUR POLICIES” tag=”h1″ align=”center” css=”.vc_custom_1546360083266{background-image: url(http://stccugh.com/wp-content/uploads/2018/12/banner3.jpg?id=1180) !important;}”][/vc_column][vc_column width=”1/3″][heading text=”Youth Savings” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1424″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Special Loans” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1423″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Savings” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1421″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Preference Shares” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1420″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Ordinary Shares” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1419″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Mobile Money” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1418″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”CAGD Savings” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1415″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”Fixed Deposit” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1417″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column width=”1/3″][heading text=”E-zwich” tag=”h3″ align=”center” color=”#1e73be”][vc_single_image image=”1416″ img_size=”large” style=”vc_box_rounded”][/vc_column][vc_column][vc_column_text]1. General
Review and development of Operational Policies in the following areas:

  1. Share Policy
  2. Savings Policy
  3. Investment Policy
  4. Corporate Governance Policy
  5. Financial Management Policy
  6. Personnel Governance Policy

OTHER POLICY DOCUMENTS DISCUSSED AND INTRODUCED WERE:

  1. Staff Conditions of Service
  2. Procurement Policy; and
  3. Staff Performance Appraisal document, which is being finalized

In addition, a Cash Management Policy, initiated during the year under review is now operational. As a result of the problems the Society encountered during the 2014/2015 Audit period the Board established an Audit Preparatory and Welcoming Committee in June, 2016 which efficiently facilitated this year’s (2015/2016) Audit Process.[/vc_column_text][/vc_column][/vc_row][/vc_section]